There are almost 60 loan forgiveness programs available! We'll highlight some of them here and add more over time. For now, check out the 3 below.


Health Professional Loan Repayment Program (HPLRP)

The Health Professional Loan Repayment Program (HPLRP) is a loan forgiveness program that applies to certain health professionals in the Navy. Both new and existing personnel may qualify. To be eligible you must be qualified for or hold an appointment as a commissioned officer in one of the health professions that the Secretary of the Navy has designated due to a shortage of personnel. Applicants must also be in the final year of their course of study or residency. For more information visit the program website below.

Loan forgiveness: up to $40,000 a year

Eligible Loans: Stafford loans (FFEL and Direct Loans), Graduate PLUS loans, consolidated loans, Perkins loans, & private student loans

Program website: Health Professions Loan Repayment Program (HPLRP)

How to Apply: Follow the Application Process instructions via the link above


Teacher Loan Forgiveness Program

The Teacher Loan Forgiveness Program is a loan forgiveness program that applies to teachers who have taught full time for at least 5 consecutive years in certain elementary or secondary schools that serves low-income families. A directory of schools that serve low income families can be found here. This program only applies to teachers that are classified as “highly qualified” as explained on the program website below. After completing the five-year requirement an applicant can apply for the loan forgiveness program.

Loan forgiveness: up to $5,000 a year; $17,500 lifetime

Eligible Loans: Stafford loans (FFEL and Direct Loans), consolidated loans

Program website: Teacher Loan Forgiveness

How to Apply: Complete this application and follow the application process instructions via the link above.


John R. Justice Student Loan Repayment Plan

The John R. Justice Student Loan Repayment Plan is a loan forgiveness program that applies to state and federal public defenders and state prosecutors who agree to remain employed as public defenders and prosecutors for at least three years. If you are currently in law school, planning on going to law school, or just graduated this is a great plan to consider. Sure, you may be able to make more in the private field, but this is guaranteed money! Depending on your situation you may or may not have to pay taxes on any amount forgiven on your loan. For more information visit the program website below.

Loan forgiveness: up to $10,000 a year; $60,000 lifetime cap

Eligible Loans: Stafford loans (FFEL and Direct Loans), Graduate PLUS loans, consolidated loans, & Perkins loans

Program website: The John R. Justice Student Loan Repayment Program (JRJ)

How to Apply: Contact your designated state agency: John R. Justice Governor-Designated State Agencies